Payment Simulator

Discover how we can help you test, prototype, demo, and validate your 3DS and FIDO-checkout payment products and services

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Continuous QA

Automated and ad hoc end-to-end testing with 100s of EMV 3DS test cases including spec updates, bulletins, multi-factor authentication, and channel updates.

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PoCs and Demos

Show off your new payment services and features through proof-of-concepts and demos using an end-to-end test environment complete with test merchant.

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Customer Validation

Validate your customers and partners when they implement your product, even grant a Letter of Compliance when they pass tests you require.

End-to-End Testing for Everybody

PaySim

Users can substitute their product for testing against the rest of the default environment. Products under test can include 3-D Secure components (SDKs, Server, Directory Server, and ACS) and risk scoring engines (FIDO, Behavioral biometrics, Block chain, etc.) either behind the issuer's ACS or as an on-behalf-of risk service.

Testers can include merchants, payment service providers (PSPs), acquirers, payment networks, issuers, and risk scoring engines.

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Peace of Mind

100's of Test Case

Tests can be run individually or in automated batches. Test Cases including EMV 3DS v2 protocol options like:  Frictionless Transaction, Challenges, Bridge Message Extensions/OOB App Linking, No Exemption, Data Share Only, Decoupled Auth, Delegated Auth, TRA, Trusted Merchant (Prompt/No Prompt), Secure Corp Card, and Non-Payment.

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Customer Experience

Test Merchant

PaySim includes a test merchant

  • Merchant includes browser, iOS, and Android storefronts all running certified 3DS SDKs
  • PSPs can explore how their merchant customers integrate SDKs and connect to the 3DS Server
  • Issuers can see how their challenges appear in PC, tablet, and mobile transactions
  • Supports 3DS Bridge Message Extension testing for out-of-band authentication like SCA requires
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Software QA Mode

Continuous Compliance

3DS product providers – 3DS Servers, Directory Servers, and/or Access Control Servers – can continuously test their product against PaySim’s end-to-end payment environment. 100s of test cases can be run ad hoc or defined in test plans for automated unit testing, regression testing, and final release.

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Show Mode

PoCs and Demos

Show off your new payment services and features through prototypes, proof-of-concepts, and sales demos using our end-to-end test environment complete with test merchant.

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Validate Mode

Validate Your Customers

Validate your 3rd party customers and partners when they implement your product, even grant a Letter of Compliance (LoC) when they pass tests you select.

3Rd parties can include Merchants, PSPs, Acquirers, Networks, Issuers, and risk scoring engines.

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