---
title: 3-D Secure Testing
---

[![](https://msignia.com/hs-fs/hubfs/mSIGNIA%20icon%20n%20tag%20JPG%20768x211.jpg?width=768&height=211&name=mSIGNIA%20icon%20n%20tag%20JPG%20768x211.jpg)](https://www.msignia.com?hsLang=en)

- [3DS Testing](https://msignia.com/3ds-testing)
  
  Show submenu for 3DS Testing 
  
    - [3-D Secure](https://msignia.com/3d-secure)
    - [FIDO](https://msignia.com/fido)
- [3DS SDKs](https://msignia.com/3ds-sdks)
- [About](https://msignia.com/about)
  
  Show submenu for About 
  
    - [Contact Us](https://msignia.com/contact-us)

- [3DS Testing](https://msignia.com/3ds-testing)
  
  Show submenu for 3DS Testing 
  
    - [3-D Secure](https://msignia.com/3d-secure)
    - [FIDO](https://msignia.com/fido)
- [3DS SDKs](https://msignia.com/3ds-sdks)
- [About](https://msignia.com/about)
  
  Show submenu for About 
  
    - [Contact Us](https://msignia.com/contact-us)

# Payment Simulator

Discover how we can help you test, prototype, demo, and validate your 3DS and FIDO-checkout payment products and services

[Want to Schedule a Demo?](https://msignia.com/demo?hsLang=en)

![icon ContQA2](https://msignia.com/hs-fs/hubfs/icon%20ContQA2.jpg?width=363&height=363&name=icon%20ContQA2.jpg)

### Continuous QA

Automated and ad hoc end-to-end testing with 100s of EMV 3DS test cases including spec updates, bulletins, multi-factor authentication, and channel updates.

![icon ShowMode](https://msignia.com/hs-fs/hubfs/icon%20ShowMode.jpg?width=363&height=363&name=icon%20ShowMode.jpg)

### PoCs and Demos

Show off your new payment services and features through proof-of-concepts and demos using an end-to-end test environment complete with test merchant.

![icon ValidateMode](https://msignia.com/hs-fs/hubfs/icon%20ValidateMode.jpg?width=363&height=363&name=icon%20ValidateMode.jpg)

### Customer Validation

Validate your customers and partners when they implement your product, even grant a Letter of Compliance when they pass tests you require.

## End-to-End Testing for Everybody

![PaySim](https://msignia.com/hs-fs/hubfs/PaySim.jpg?width=718&height=342&name=PaySim.jpg)

Users can substitute their product for testing against the rest of the default environment. Products under test can include 3-D Secure components (SDKs, Server, Directory Server, and ACS) and risk scoring engines (FIDO, Behavioral biometrics, Block chain, etc.) either behind the issuer's ACS or as an on-behalf-of risk service.

Testers can include merchants, payment service providers (PSPs), acquirers, payment networks, issuers, and risk scoring engines.

![buying-online-black-friday_4460x4460](https://msignia.com/hs-fs/hubfs/buying-online-black-friday_4460x4460.jpg?width=2000&name=buying-online-black-friday_4460x4460.jpg)

#### Peace of Mind

## 100's of Test Case

Tests can be run individually or in automated batches. Test Cases including EMV 3DS v2 protocol options like:  Frictionless Transaction, Challenges, Bridge Message Extensions/OOB App Linking, No Exemption, Data Share Only, Decoupled Auth, Delegated Auth, TRA, Trusted Merchant (Prompt/No Prompt), Secure Corp Card, and Non-Payment.

![online-shopping-credit-cards_4460x4460](https://msignia.com/hs-fs/hubfs/online-shopping-credit-cards_4460x4460.jpg?width=2000&name=online-shopping-credit-cards_4460x4460.jpg)

#### Customer Experience

## Test Merchant

PaySim includes a test merchant

- Merchant includes browser, iOS, and Android storefronts all running certified 3DS SDKs
- PSPs can explore how their merchant customers integrate SDKs and connect to the 3DS Server
- Issuers can see how their challenges appear in PC, tablet, and mobile transactions
- Supports 3DS Bridge Message Extension testing for out-of-band authentication like SCA requires

![Boom_Marketplace_Theme-2_-image-4](https://msignia.com/hs-fs/hubfs/raw_assets/public/@marketplace/BBD_Boom/HighCliffe/images/template-images/Boom_Marketplace_Theme-2_-image-4.jpg?width=800&height=533&name=Boom_Marketplace_Theme-2_-image-4.jpg)

#### Software QA Mode

## Continuous Compliance

3DS product providers – 3DS Servers, Directory Servers, and/or Access Control Servers – can continuously test their product against PaySim’s end-to-end payment environment. 100s of test cases can be run ad hoc or defined in test plans for automated unit testing, regression testing, and final release.

![Boom_Marketplace_Theme-2_-image-5](https://msignia.com/hs-fs/hubfs/raw_assets/public/@marketplace/BBD_Boom/HighCliffe/images/template-images/Boom_Marketplace_Theme-2_-image-5.jpg?width=800&height=533&name=Boom_Marketplace_Theme-2_-image-5.jpg)

#### Show Mode

## PoCs and Demos

Show off your new payment services and features through prototypes, proof-of-concepts, and sales demos using our end-to-end test environment complete with test merchant.

![buying-online_4460x4460](https://msignia.com/hs-fs/hubfs/buying-online_4460x4460.jpg?width=2000&name=buying-online_4460x4460.jpg)

#### Validate Mode

## Validate Your Customers

Validate your 3rd party customers and partners when they implement your product, even grant a Letter of Compliance (LoC) when they pass tests you select.

3Rd parties can include Merchants, PSPs, Acquirers, Networks, Issuers, and risk scoring engines.

## Want to Learn How a Testing SaaS can Save you Time + Money?

[Schedule a Demo](https://msignia.com/demo?hsLang=en)

[![](https://msignia.com/hs-fs/hubfs/mSIGNIA%20icon%20n%20tag%20JPG%20768x211.jpg?width=768&height=211&name=mSIGNIA%20icon%20n%20tag%20JPG%20768x211.jpg)](https://www.msignia.com?hsLang=en)

- [3DS Testing](https://msignia.com/3ds-testing) 
    - [3-D Secure](https://msignia.com/3d-secure)
    - [FIDO](https://msignia.com/fido)
- [3DS SDKs](https://msignia.com/3ds-sdks)
- [About](https://msignia.com/about) 
    - [Contact Us](https://msignia.com/contact-us)

[Request a Demo](https://msignia.com/demo?hsLang=en)

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