Easy Web SDK Mode
Give Merchants a single checkout framework for browsers (big + small), apps (iOS + Android) and even the Internet of Things (IoT)
Next Gen Split SDKs
EMV 3DS v2.3.1.1 ready Split SDK Client + Server architecture; a better managed, easier 3DS checkout available... NOW!
Universal SDK Mode
More than 3DS certified, uSDKs enable custom data collection for advanced authentication (FIDO + Behavioral biometrics)
Split SDK Client
Perfect Size, Easy to Maintain
- EMV 3DS Split SDK spec moved 3 of 7 SDK functions to the SDK Server
- mSIGNIA enhanced the Split design using a Download SDK, moving all but 1 function to the cloud
- Split SDK Client's sole purpose is to Exchange Authentication Data with the cloud
- Authentication data MUST come from the client, everything should be in the cloud
- Splits are the new digital identity token!
- Split SDK Client is much smaller than 3DS Default iOS & Android SDKs (30Kb vs 1Mb)... Less code to test, Less likely to have bugs, Fewer Updates!
- Splits can operate in constrained environments like gaming, speaker, and IoT
- Easier to maintain… changes in Download SDK + SDK Server do not require merchant to re-release their app or update their website
1 Checkout Method
Easy
- Same integration for iOS, Android + Browser
- No 3DS, FIDO or other protocol expertise required… data is the new interface
- Fewer Client updates + releases = less support
- Issuers can also use the same Split SDK in their banking app ... easy 3DS Bridging Message Extension support
Easy as 1, 2, 3
Flexible
- Same Split SDK Client for Web, Split + Universal SDK modes
- Add functionality and migrate customers whenever you are ready
- Web Mode enables iOS + Android checkouts through a dynamic browser session, no changes by the PSP required
- Splits is v2.3x certification ready
- Universal SDKs enable advanced authentication features like FIDO + device tagging
Certified 3DS SDKs in Your Brand
Complementary
- Split SDK Clients can be branded by you and made freely available to your merchants
- Split SDK Server can also be branded by you and typically runs at your site, usually alongside your 3DS Server
- Split SDK Server manages clients and has an API for exchanges with your 3DS Server
- Make vs Buy - cheaper, easier, and faster than doing the design, code, testing, and certification yourself
1 SDK, not 5
Universal
- 1 SDK for 3DS, W3C/FIDO/WebAuthn, device ID, behavioral biometrics, and more
- Issuers + Trusted 3rd Parties can send instructions through existing 3DS exchanges to select which authentication data to use; stops 'iFrame hijacking'
- Eliminates step-ups, delays, and interruptions for 2-Factor Authentication (i.e., SCA)
- Manages 3rd party browser origins to enhance crypto key management and solve browser data blocking of device tags
- Faster checkout over first exchange, not 5th