---
title: 3-D Secure SDKs
---

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- [3DS Testing](https://msignia.com/3ds-testing)
  
  Show submenu for 3DS Testing 
  
    - [3-D Secure](https://msignia.com/3d-secure)
    - [FIDO](https://msignia.com/fido)
- [3DS SDKs](https://msignia.com/3ds-sdks)
- [About](https://msignia.com/about)
  
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    - [Contact Us](https://msignia.com/contact-us)

- [3DS Testing](https://msignia.com/3ds-testing)
  
  Show submenu for 3DS Testing 
  
    - [3-D Secure](https://msignia.com/3d-secure)
    - [FIDO](https://msignia.com/fido)
- [3DS SDKs](https://msignia.com/3ds-sdks)
- [About](https://msignia.com/about)
  
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# 3-D Secure Split SDKs

Discover how you can add certified 3DS SDKs to complete your 3DS Server offering and make secure payments easier for you and your Merchants

[Want to Schedule a Demo?](https://msignia.com/demo?hsLang=en)

![icon SDKweb2](https://msignia.com/hs-fs/hubfs/icon%20SDKweb2.jpg?width=363&height=373&name=icon%20SDKweb2.jpg)

### Easy Web SDK Mode

Give Merchants a single checkout framework for browsers (big + small), apps (iOS + Android) and even the Internet of Things (IoT)

![icon Split](https://msignia.com/hs-fs/hubfs/icon%20Split.jpg?width=365&height=363&name=icon%20Split.jpg)

### Next Gen Split SDKs

EMV 3DS v2.3.1.1 ready Split SDK Client + Server architecture; a better managed, easier 3DS checkout available... NOW!

![icon uSDK](https://msignia.com/hs-fs/hubfs/icon%20uSDK.jpg?width=363&height=363&name=icon%20uSDK.jpg)

### Universal SDK Mode

More than 3DS certified, uSDKs enable custom data collection for advanced authentication (FIDO + Behavioral biometrics)

![Split SDK Pie](https://msignia.com/hs-fs/hubfs/Split%20SDK%20Pie.jpg?width=2000&name=Split%20SDK%20Pie.jpg)

## Split SDK Client

#### Perfect Size, Easy to Maintain

- **EMV 3DS Split SDK spec moved 3 of 7 SDK functions to the SDK Server**
- **mSIGNIA enhanced the Split design using a Download SDK, moving all but 1 function to the cloud**
- **Split SDK Client's sole purpose is to Exchange Authentication Data with the cloud** 
    - **Authentication data MUST come from the client, everything should be in the cloud**
    - **Splits are the new digital identity token!**
- **Split SDK Client is much smaller than 3DS Default iOS & Android SDKs (30Kb vs 1Mb)... Less code to test, Less likely to have bugs, Fewer Updates!**
- **Splits can operate in constrained environments like gaming, speaker, and IoT**
- **Easier to maintain… changes in Download SDK + SDK Server do not require merchant to re-release their app or update their website**

![buying-online-black-friday_4460x4460](https://msignia.com/hs-fs/hubfs/buying-online-black-friday_4460x4460.jpg?width=1500&height=1000&name=buying-online-black-friday_4460x4460.jpg)

#### 1 Checkout Method

## Easy

- Same integration for iOS, Android + Browser
- No 3DS, FIDO or other protocol expertise required… data is the new interface
- Fewer Client updates + releases = less support
- Issuers can also use the same Split SDK in their banking app ... easy 3DS Bridging Message Extension support

![Boom_Marketplace_Theme-2_-image-5](https://msignia.com/hs-fs/hubfs/raw_assets/public/@marketplace/BBD_Boom/HighCliffe/images/template-images/Boom_Marketplace_Theme-2_-image-5.jpg?width=800&height=533&name=Boom_Marketplace_Theme-2_-image-5.jpg)

#### Easy as 1, 2, 3

## Flexible

- Same Split SDK Client for Web, Split + Universal SDK modes
- Add functionality and migrate customers whenever you are ready
- Web Mode enables iOS + Android checkouts through a dynamic browser session, no changes by the PSP required
- Splits is v2.3x certification ready
- Universal SDKs enable advanced authentication features like FIDO + device tagging

![Boom_Marketplace_Theme-2_-image-4](https://msignia.com/hs-fs/hubfs/raw_assets/public/@marketplace/BBD_Boom/HighCliffe/images/template-images/Boom_Marketplace_Theme-2_-image-4.jpg?width=800&height=533&name=Boom_Marketplace_Theme-2_-image-4.jpg)

#### Certified 3DS SDKs in Your Brand

## Complementary

- Split SDK Clients can be branded by you and made freely available to your merchants
- Split SDK Server can also be branded by you and typically runs at your site, usually alongside your 3DS Server
- Split SDK Server manages clients and has an API for exchanges with your 3DS Server
- Make vs Buy - cheaper, easier, and faster than doing the design, code, testing, and certification yourself

![online-shopping-credit-cards_4460x4460](https://msignia.com/hs-fs/hubfs/online-shopping-credit-cards_4460x4460.jpg?width=2000&name=online-shopping-credit-cards_4460x4460.jpg)

#### 1 SDK, not 5

## Universal

- 1 SDK for 3DS, W3C/FIDO/WebAuthn, device ID, behavioral biometrics, and more
- Issuers + Trusted 3rd Parties can send instructions through existing 3DS exchanges to select which authentication data to use; stops 'iFrame hijacking'
- Eliminates step-ups, delays, and interruptions for 2-Factor Authentication (i.e., SCA)
- Manages 3rd party browser origins to enhance crypto key management and solve browser data blocking of device tags
- Faster checkout over first exchange, not 5th

## Want to Learn How SDKs Will Increase Your Sales?

[Schedule a Demo](https://msignia.com/demo?hsLang=en)

[![](https://msignia.com/hs-fs/hubfs/mSIGNIA%20icon%20n%20tag%20JPG%20768x211.jpg?width=768&height=211&name=mSIGNIA%20icon%20n%20tag%20JPG%20768x211.jpg)](https://www.msignia.com?hsLang=en)

- [3DS Testing](https://msignia.com/3ds-testing) 
    - [3-D Secure](https://msignia.com/3d-secure)
    - [FIDO](https://msignia.com/fido)
- [3DS SDKs](https://msignia.com/3ds-sdks)
- [About](https://msignia.com/about) 
    - [Contact Us](https://msignia.com/contact-us)

[Request a Demo](https://msignia.com/demo?hsLang=en)

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