Payment Simulator
Discover how we can help you test, prototype, demo, and validate your 3DS and FIDO-checkout payment products and services
![icon ContQA2](https://msignia.com/hs-fs/hubfs/icon%20ContQA2.jpg?width=363&height=363&name=icon%20ContQA2.jpg)
Continuous QA
Automated and ad hoc end-to-end testing with 100s of EMV 3DS test cases including spec updates, bulletins, multi-factor authentication, and channel updates.
![icon ShowMode](https://msignia.com/hs-fs/hubfs/icon%20ShowMode.jpg?width=363&height=363&name=icon%20ShowMode.jpg)
PoCs and Demos
Show off your new payment services and features through proof-of-concepts and demos using an end-to-end test environment complete with test merchant.
![icon ValidateMode](https://msignia.com/hs-fs/hubfs/icon%20ValidateMode.jpg?width=363&height=363&name=icon%20ValidateMode.jpg)
Customer Validation
Validate your customers and partners when they implement your product, even grant a Letter of Compliance when they pass tests you require.
End-to-End Testing for Everybody
Users can substitute their product for testing against the rest of the default environment. Products under test can include 3-D Secure components (SDKs, Server, Directory Server, and ACS) and risk scoring engines (FIDO, Behavioral biometrics, Block chain, etc.) either behind the issuer's ACS or as an on-behalf-of risk service.
Testers can include merchants, payment service providers (PSPs), acquirers, payment networks, issuers, and risk scoring engines.
![buying-online-black-friday_4460x4460](https://msignia.com/hs-fs/hubfs/buying-online-black-friday_4460x4460.jpg?width=2000&name=buying-online-black-friday_4460x4460.jpg)
Peace of Mind
100's of Test Case
Tests can be run individually or in automated batches. Test Cases including EMV 3DS v2 protocol options like: Frictionless Transaction, Challenges, Bridge Message Extensions/OOB App Linking, No Exemption, Data Share Only, Decoupled Auth, Delegated Auth, TRA, Trusted Merchant (Prompt/No Prompt), Secure Corp Card, and Non-Payment.
![online-shopping-credit-cards_4460x4460](https://msignia.com/hs-fs/hubfs/online-shopping-credit-cards_4460x4460.jpg?width=2000&name=online-shopping-credit-cards_4460x4460.jpg)
Customer Experience
Test Merchant
PaySim includes a test merchant
- Merchant includes browser, iOS, and Android storefronts all running certified 3DS SDKs
- PSPs can explore how their merchant customers integrate SDKs and connect to the 3DS Server
- Issuers can see how their challenges appear in PC, tablet, and mobile transactions
- Supports 3DS Bridge Message Extension testing for out-of-band authentication like SCA requires
![Boom_Marketplace_Theme-2_-image-4](https://msignia.com/hs-fs/hubfs/raw_assets/public/@marketplace/BBD_Boom/HighCliffe/images/template-images/Boom_Marketplace_Theme-2_-image-4.jpg?width=800&height=533&name=Boom_Marketplace_Theme-2_-image-4.jpg)
Software QA Mode
Continuous Compliance
3DS product providers – 3DS Servers, Directory Servers, and/or Access Control Servers – can continuously test their product against PaySim’s end-to-end payment environment. 100s of test cases can be run ad hoc or defined in test plans for automated unit testing, regression testing, and final release.
![Boom_Marketplace_Theme-2_-image-5](https://msignia.com/hs-fs/hubfs/raw_assets/public/@marketplace/BBD_Boom/HighCliffe/images/template-images/Boom_Marketplace_Theme-2_-image-5.jpg?width=800&height=533&name=Boom_Marketplace_Theme-2_-image-5.jpg)
Show Mode
PoCs and Demos
Show off your new payment services and features through prototypes, proof-of-concepts, and sales demos using our end-to-end test environment complete with test merchant.
![buying-online_4460x4460](https://msignia.com/hs-fs/hubfs/buying-online_4460x4460.jpg?width=2000&name=buying-online_4460x4460.jpg)
Validate Mode
Validate Your Customers
Validate your 3rd party customers and partners when they implement your product, even grant a Letter of Compliance (LoC) when they pass tests you select.
3Rd parties can include Merchants, PSPs, Acquirers, Networks, Issuers, and risk scoring engines.